For anyone who does not have an occupational pension, it is vital they make their own pension contributions. When selecting a retirement plan, it is important to look at a number of key factors:

1. Tax efficiency
2. Security and Investment protection
3. Investment choice
4. Investment returns

Farringdon’s retirement planning specialists can help you choose from the full spectrum of both offshore and onshore retirement plans to help you find the best one for you.

UK Frozen Pensions

In the modern work environment people will tend to move across many different employers. As a result most people will tend to have more than one pension. These pensions that are not being contributed to are referred to as frozen pensions. Often these pensions suffer from poor returns and a lack of transparency. Our retirement planning specialists can help you simplify your pensions and maximise your returns to give you the best possible income in retirement.

Annuities

Annuities provide a guaranteed income for life. There are many annuities to choose from. Farringdon can search across the full range of life offices to offer you access to the best income in old age.

State Pension

The basic state pension should be seen as the foundation for any good retirement plan. This can be maintained even for expatriates who do not intend to return to their home country. Our retirement planning specialists can help you by running a free pension assessment to give you a better idea of your future entitlement, as well as suggestions on how to improve your income in retirement.